Application Checklist

All Files

  • Copy of driver's license

  • Paystubs covering most recent 30 day time-frame

  • All 2022 and 2021 W2s (and/or 1099's)

  • 2022 and 2021 Federal, full tax returns including all schedules (all pages)

  • Most recent two-month checking and savings account statements (all pages; include blank pages)

  • Copy of earnest money check (purchases only), and proof it cleared account




If Applicable

  • 2022 and 2021 Business tax returns including all schedules

  • Profit and Loss statement through most recently ended quarter *for self-employed borrowers only*

  • Most recent social security/pension income awards letter

  • Bankruptcy papers, evidence of discharge

  • Full divorce decree, the final judgment, and marital settlement agreement

  • Most recent mortgage statement (for any financed properties)

  • Copy of HOA dues statement on all properties owned

  • Current statement for any investment accounts; 401k's (with terms of withdraw), stocks, bonds, and/or IRA accounts

  • Documentation of any large deposits appearing on bank statements (copies of canceled checks)

  • Copy of signed contract (if selling current residence)

  • Copy of US Green card or other official documentation (non U.S. citizen)

  • Copy of survey, homeowner's insurance declaration pages, owner's title policy, and flood insurance (for refinances)

  • Statement of Service Letter and Certificate of Eligibility (for VA Loan active duty)

  • Copy of DD214 and Certificate of Eligibility (for VA Loan non-active duty)